Are All Credit Repair Companies Equal?
That is a big No. There are credit repair companies or “legal firms” that cycle customers through their pipeline like cattle in a corral and on the other end of the spectrum, unscrupulous individuals seeking to take advantage of people in financial distress. There are a lot of companies out there that are only interested in taking your money.
Pinnacle Prestige Credit Repair was established to provide customers with competent credit repair services, that utilize ethical approaches to repairing bad credit- while giving dedicated case management for each customer. We can work with you and get you educated on your credit and the process of restoration.
It can be said that a person’s quality of life can be greatly enhanced with good credit. They are able to build a life that allows them to find a home, finance their education, and have peace of mind knowing whatever they need to finance, it will be cheaper and simpler. Our number one priority to our customers is to help them get their financial life back. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.
Repairing your credit does not have to be an ordeal. We make the process simple for you by guiding you through every step of the way.
We Believe Bad Credit is Expensive
When your score is rated “Poor or Bad” by credit reporting agencies, you are left with unfavorable lending conditions for whatever you are financing. Having poor or bad credit compared to good credit may be equal to you ending up paying hundreds of thousands of dollars more over the lifetime of a mortgage or auto loan.
According to a recent survey by the Consumer Federation of America (CFA) and VantageScore Services, "Low credit scores can cost consumers hundreds, and sometimes thousands, of dollars a year in higher loan and service costs," states Stephen Brobeck, president of the CFA.
Credit REpair Services
First, we work with you on devising an action plan for things you can do to maximize your credit profile. We will provide you with a credit anaylisis and action plan to reach your credit goals. We educate you every step of the way so you know how you can continue to manage your credit long after your time with us.
Next, we work together to review your credit line by line to identify items that are potentially reporting incorrectly, items that are outdated, unverifiable, misleading, or questionable. We assist in the correspondence needed to interact with the major credit bureaus and your creditors to remove and/or correct all the questionable negative items from your credit report.
Please know that we understand the Pitfalls of Life. Things happen and we understand that you may have unique circumstances that affect your credit score. Our clients are respected professionals, leaders in their communities, or your neighbor next door. Whatever your circumstances may be and how you got to were you are today, rest assured we respect and will protect your privacy.
Whether you are looking for a home loan, refinance, auto loan, new job, or just want a fresh start, Pinnacle Prestige Credit Repair will help reach your end goal through credit education, guidance, and credit repair and restoration. You will be our number one priority.